During a Palm Harbor visit, HUD Secretary Scott Turner outlined plans to help younger Americans buy homes through expanded construction and more flexible mortgage financing.

A survey of new-construction buyers finds strong demand for home offices, hobby rooms and playrooms, giving agents new ways to spotlight flexible spaces.

The agency now expects mortgage rates to average 7.5% next year, up from its September forecast of 6.7%, while lowering its projections for home sales.

Home sales in the state declined in September, but stable prices and continued strength in luxury sales point to a market holding its ground.